Pensioners are also caught in the trap of low interest rates and increasing costs, particularly for health care and others such as petrol, electricity and property rates.

Have you ever considered that your cell phone would require anti-virus? People often forget to put security on their cell phone, not realising it is just as vulnerable as any internet device.

How do you invest in the Stock Market when there are over 600 shares to choose from?

The proposed income tax rate of 75% for the super rich in France has caused acclaimed and controversial French movie actor Gèrard Depardieu, to flee France for Belgium and renounce his citizenship.

From 1 March 2012, personal income taxpayers received a tax rebate for medical aid contributions. Previously, a capped deduction of permissible medical aid expenses was allowed from the taxpayer's monthly income.

Low growth (2012: 2.5%) and unemployment are grave concerns that Minister Gordhan recognises but believes we must not panic. He also recognizes that government must support business to ensure growth and job creation.

It goes without saying that no one wants to see their profits disappear unnecessarily into SARS' reserves. How often have you heard that grumble berating the idea that "we worked hard to get where we are, and now it all goes into government coffers!"

Readers were alerted during January 2011 regarding the proposals that the "search and seizure powers" of the South African Revenue Service (SARS) were to be extended following earlier findings of the Constitutional Court.

You own a construction company with a reasonably large loan account and you make profits.

The cost of living is constantly on the rise and every year the ability to save gets a little tougher. Living in a consumer driven society tempts many to spend more than they make.